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You’ll also need to be a Varo customer, with a Varo Online Bank Account or Savings Account. EarnIn has a feature where you can tip yourself between $1–$50 total per day, accumulating up to $2,000 across five tip jars. Customers can also claim for up to three hours of lost time, at a rate of $25 per hour, the site added. When users rely on short-term borrowing, they can sometimes get stuck in a cycle of debt that’s not easy to get out of.