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The court will hear objections, determine the fairness of the settlement and decide whether to approve the fees and expenses requested by the attorneys, among other issues. Cash App and Block also agreed to take steps toward strengthening data security as part of the settlement. There is also free credit score monitoring and a warning system called “Balance Shield” that alerts you when your funds are low. It's safest to confirm that you know to whom you're sending money, and avoid clicking on any links in unexpected emails, texts or message requests.