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There is also free credit score monitoring and a warning system called “Balance Shield” that alerts you when your funds are low. You won’t pay any interest, have any credit checks, or pay any fees to use it, either. For more, here's how to secure your Cash App personal and finance information and everything we know about the National Public Data breach. However, Varo lets you choose anywhere from 15 to 30 days from the date you receive your advance.